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Privacy Policy

Last Updated: 16 June 2025

CompareLoans.club (“we,” “us,” or “our”) respects your privacy and is committed to protecting it through our compliance with this Privacy Policy. This policy describes the types of information we may collect from you or that you may provide when you visit the website www.compareloans.club (the “Site”) and our practices for collecting, using, maintaining, protecting, and disclosing that information.

By accessing or using this Site, you agree to this Privacy Policy. If you do not agree, please do not use the Site.

  1. Information We Collect We collect several types of information from and about users of our Site, including:

1.1. Personal Information Information that can be used to identify you personally, such as your name, email address, phone number, zip code, and other identifying details you may voluntarily provide.

1.2. Loan-related Information Information you submit related to loan inquiries, such as income range, credit score estimate, employment status, and loan purpose.

1.3. Technical Data Information about your device, browsing actions, and patterns automatically collected through cookies, log files, or similar technologies, such as:

  • IP address

  • Browser type

  • Device type

  • Pages visited and time spent

  1. How We Use Your Information We use the information we collect to:

  • Match you with potential loan providers

  • Display personalized loan options

  • Provide, maintain, and improve our services

  • Respond to inquiries and support requests

  • Send transactional or promotional emails (you can opt out anytime)

  • Analyze Site performance and user behavior

  • Prevent fraudulent activity and ensure site security

  1. How We Share Your Information We may share your information with:

  • Trusted third-party lenders and financial service providers (“Providers”) to facilitate loan comparisons

  • Service providers that help us operate the website and provide services (e.g., analytics, marketing platforms)

  • Law enforcement, regulatory bodies, or other parties if required by law or to protect our legal rights

  • Affiliates or successors in the event of a company reorganization or sale

We do not sell your personal information for monetary compensation.

  1. Cookies and Tracking Technologies We use cookies and other tracking technologies to:

  • Understand user behavior

  • Measure the effectiveness of marketing campaigns

  • Personalize your experience

You can control or disable cookies through your browser settings, but some features of the Site may not function properly without them.

  1. Your Choices and Rights You have the right to:

  • Access the personal information we hold about you

  • Request correction or deletion of your personal data

  • Opt out of marketing emails by clicking the “unsubscribe” link in our emails

  • Request to limit or object to certain uses of your data, subject to applicable laws

To make any of the above requests, please contact us at compliance@compareloans.club.

  1. Data Security We implement reasonable technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

  2. Third-Party Links Our Site may contain links to third-party websites or services that we do not operate or control. This Privacy Policy does not apply to those third parties. We recommend reviewing their privacy policies before providing them with your information.

  3. Children’s Privacy This Site is not intended for children under 18 years of age. We do not knowingly collect personal data from children under 18. If you believe we have collected such information, please contact us immediately.

  4. Data Retention We retain your personal information for as long as necessary to provide you with our services, comply with legal obligations, resolve disputes, and enforce our agreements. When we no longer need your data, we securely delete or anonymize it.

  5. International Users Our services are intended for users located in the United States. If you are accessing our Site from outside the U.S., please note that your data may be transferred to and processed in the U.S., where data protection laws may differ from those in your country.

  6. Changes to This Privacy Policy We may update this Privacy Policy from time to time. If we make material changes, we will notify you by updating the “Last Updated” date at the top of this page. Continued use of the Site after updates means you accept the updated policy.

  7. Contact Us If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: compliance@compareloans.club

COMPARE

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COMPANY

LEGAL

Right Paydays is a trading name of Payday Ventures Limited, 86-90 Paul Street, London, EC2A 4NE. Company number 10981828.

© 2025 RightPaydays.com | Developed by Mukesh Bhardwaj

 
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Compareloans | NMLS Consumer Access | Licenses and Disclosures | Not available in all states. Prequalified rates are not an offer of credit.

*Loans available to over-18s only, subject to status and further checks by the lender. Right Paydays does not make loan or credit decisions, and is not a lender.

How We Fund This Website: We do not charge any fees for your request. Lenders, Lender Networks, and other marketers in our network pay us if they offer you a loan or alternative loan option after reviewing your information through our service.

We Are Not A Lender: The operator of this website is not a lender, does not broker loans to lenders, and does not make loan or credit decisions. It is not an agent, representative, or broker of any lender and does not endorse any lender or charge you for any service or product. This website does not constitute an offer or solicitation to lend. This site allows you to submit the information you provide to a lender. We exercise no control over the lenders or lending partners in our network and are not responsible for any of their actions. We are not their agents or representatives. The loan request you submit on CompareLoans is not a loan application.

Available Options: CompareLoans does not have access to all lenders or all available loan products. You should not assume that any offer you receive using our service is the best available option for you. You should always compare other options and make your own informed decision about the best products or services for your unique situation.

Representative Example: If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total repayment amount of $6,320.12. This includes the 8% fee paid from the loan amount, resulting in a total cost of $1,720.12. Representative 18.23% APR.

APR & Rates: We do not have control over the APR you will be offered. We display a Representative APR only, based on data from multiple lenders – the APR range is from 5.99% to 35.99% max APR. Loan repayment period: minimum 61 days. Although some providers offer rates from 5.99% up to 35.99% APR, rates that low are only available to certain customers. The repayment terms are for closed-end loan products and are not reflective of all loan products offered in our network.

State Availability: Some lenders and services may not be accessible to residents of all states, depending on the lender’s preferences and legislation in that state. We do not provide our service in the following states: Arkansas, Connecticut, New Hampshire, New York, Montana, South Dakota, Vermont, West Virginia, Indiana, and Minnesota.

Credit Checks: Lenders may or may not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or TransUnion. They may perform alternative credit checks or consumer reports through other providers. By submitting your request for a referral, you authorize our referral sources, including lenders, to independently verify the information you submitted and your creditworthiness.

No Guarantee: Submitting the application form does not guarantee loan approval. The installment loan amount will vary depending on the lender who accepts the application from our database. $5,000 may not be available to every customer. The time taken to transfer a cash advance loan may vary. This website does not directly endorse any particular product or service. All information on this website should be considered as opinion only.

We do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders – the APR range is from 5.99% to 35.99% Max APR. Loan repayment period: minimum 61 days. Although some providers offer rates from 5.99% up to 35.99% APR, rates that low are only available to certain customers. The repayment terms are for closed-end loan products and are not reflective of all loan products offered in our network.

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