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Terms of Service

Last Updated: 16 June 2025

Welcome to CompareLoans.club (“Website”, “we”, “us”, or “our”). These Terms of Service (“Terms”) govern your access to and use of the Website, tools, data, services, content, and resources we make available through www.compareloans.club (collectively, the “Service”). By accessing or using our Service, you signify your agreement to these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use the Service.

  1. Use of Our Service CompareLoans.club is a loan comparison platform designed to help users compare loan options including payday, personal, installment, and tribal loans. We are not a lender and do not provide loans ourselves. We work with third-party lenders (“Providers”) to offer loan comparisons based on your inputs.

  2. Eligibility You must be at least 18 years old and legally capable of entering a binding agreement to use this Service. The Service is only intended for residents of the United States.

  3. No Financial Advice The information provided on our Website is for general informational purposes only and should not be construed as professional financial advice. You should consult with a licensed financial advisor for personalized recommendations.

  4. Your Responsibilities You agree to:

  • Provide accurate and complete information when using the Service.

  • Not use the Website for any unlawful or prohibited purpose.

  • Not scrape, copy, or reuse content for commercial purposes without permission.

  1. Provider Relationships By using the Service, you understand that:

  • CompareLoans.club does not guarantee approval or loan terms from any Provider.

  • Any agreement you enter with a Provider is strictly between you and them.

  • We do not control or influence the terms, eligibility, or practices of third-party Providers.

  1. Intellectual Property All content and materials on this Website, including logos, design, text, images, and software, are owned by CompareLoans.club or our licensors and protected under intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without our prior written consent.

  2. Communications By providing your contact information, you consent to receive communications from us and/or our Providers, which may include phone calls, SMS messages, and emails. You may opt out at any time.

  3. Disclaimers The Service is provided “as is” and “as available”. We do not warrant that the Service will be uninterrupted or error-free. CompareLoans.club disclaims all warranties, express or implied, including merchantability and fitness for a particular purpose.

  4. Limitation of Liability To the fullest extent permitted by law, CompareLoans.club will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service, even if we have been advised of the possibility of such damages.

  5. Third-Party Links The Service may include links to third-party websites. We are not responsible for the content, terms, or privacy policies of those sites. Use them at your own risk.

  6. Privacy Your use of the Service is subject to our Privacy Policy, which explains how we collect, use, and protect your personal data. Please review it carefully.

  7. Modification of Terms We may update these Terms from time to time. If we make material changes, we will notify you by updating the “Last Updated” date at the top of this page. Continued use of the Service after changes constitutes your acceptance of the revised Terms.

  8. Termination We reserve the right to terminate or suspend your access to the Service at any time, without notice or liability, for any reason including violation of these Terms.

  9. Governing Law These Terms shall be governed by the laws of the State of North Carolina, without regard to its conflict of laws principles. Any legal action must be brought in the courts of Durham, NC.

  10. Contact Us For questions about these Terms, please contact us at: Email: compliance@compareloans.club

COMPARE

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LEGAL

Right Paydays is a trading name of Payday Ventures Limited, 86-90 Paul Street, London, EC2A 4NE. Company number 10981828.

© 2025 RightPaydays.com | Developed by Mukesh Bhardwaj

 
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Compareloans | NMLS Consumer Access | Licenses and Disclosures | Not available in all states. Prequalified rates are not an offer of credit.

*Loans available to over-18s only, subject to status and further checks by the lender. Right Paydays does not make loan or credit decisions, and is not a lender.

How We Fund This Website: We do not charge any fees for your request. Lenders, Lender Networks, and other marketers in our network pay us if they offer you a loan or alternative loan option after reviewing your information through our service.

We Are Not A Lender: The operator of this website is not a lender, does not broker loans to lenders, and does not make loan or credit decisions. It is not an agent, representative, or broker of any lender and does not endorse any lender or charge you for any service or product. This website does not constitute an offer or solicitation to lend. This site allows you to submit the information you provide to a lender. We exercise no control over the lenders or lending partners in our network and are not responsible for any of their actions. We are not their agents or representatives. The loan request you submit on CompareLoans is not a loan application.

Available Options: CompareLoans does not have access to all lenders or all available loan products. You should not assume that any offer you receive using our service is the best available option for you. You should always compare other options and make your own informed decision about the best products or services for your unique situation.

Representative Example: If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67, with a total repayment amount of $6,320.12. This includes the 8% fee paid from the loan amount, resulting in a total cost of $1,720.12. Representative 18.23% APR.

APR & Rates: We do not have control over the APR you will be offered. We display a Representative APR only, based on data from multiple lenders – the APR range is from 5.99% to 35.99% max APR. Loan repayment period: minimum 61 days. Although some providers offer rates from 5.99% up to 35.99% APR, rates that low are only available to certain customers. The repayment terms are for closed-end loan products and are not reflective of all loan products offered in our network.

State Availability: Some lenders and services may not be accessible to residents of all states, depending on the lender’s preferences and legislation in that state. We do not provide our service in the following states: Arkansas, Connecticut, New Hampshire, New York, Montana, South Dakota, Vermont, West Virginia, Indiana, and Minnesota.

Credit Checks: Lenders may or may not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or TransUnion. They may perform alternative credit checks or consumer reports through other providers. By submitting your request for a referral, you authorize our referral sources, including lenders, to independently verify the information you submitted and your creditworthiness.

No Guarantee: Submitting the application form does not guarantee loan approval. The installment loan amount will vary depending on the lender who accepts the application from our database. $5,000 may not be available to every customer. The time taken to transfer a cash advance loan may vary. This website does not directly endorse any particular product or service. All information on this website should be considered as opinion only.

We do not have control over the APR you will be offered. We display a Representative APR only as it is based on data offered from multiple lenders – the APR range is from 5.99% to 35.99% Max APR. Loan repayment period: minimum 61 days. Although some providers offer rates from 5.99% up to 35.99% APR, rates that low are only available to certain customers. The repayment terms are for closed-end loan products and are not reflective of all loan products offered in our network.

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